Mashreq Bank Cashback Credit Card

Mashreq Bank Cashback Credit Card

Mashreq Bank Cashback Credit Card offers at a rate of 3.69%. Free for Life AED 500 Welcome Bonus Cashback Limited Period Welcome Offer AED500 cashback: Minimum AED 4,500 retail purchase required within the first 2 month Unlimited Cashback Benefit: Dine out in UAE to get 5% back on your dining expenses 2% Cashback on International Spending Get 1% Cashback for all other local Spending Cashback 0.33% Govt. Cashback for payments, utilities and charitable donations, as well as fuel, rental or telecom costs.

Mashreq Bank Cashback Credit Card

  • Minimum Salary: 5,000AED
  • Salary Transfer: No
  • Islamic: No
  • Cashback: Yes
  • Annual Fee: 0
  • Rate: 3.69%

Mashreq Bank Cashback Credit Card Benefits

UNLIMITED CASH-BACK

  • Enjoy 5% off your dining bill in the UAE
  • Enjoy 2% Cashback on All International Purchases
  • Other local spendings: 1% Cashback
  • You can earn 0.33% on your government spending. Including payments, utility, education, charity and fuel expenditures. Cashback will not be given on Mashreq Online & Mashreq Mobile bill payments.
  • Zomato, Netflix & More: Get 20% Cashback on your first 6 months.
  • Visa Mena is powered by Entertainer. Offers include 2-1 discounts on shopping, food and entertainment.
  • Easy Installment Plan
  • AED500 cashback if a credit card customer is new (AED100 if a credit card holder has been using the card for some time)

Fee and Charges

  • Interest Rate3.33% per month for the first 6 months. Up to 3.69% p.m. thereafter
  • Annual Fee: AED 0
  • Cash Advance Fee: 3.15% min AED 210
  • Non AED Transaction Fee: 2.79%

Financial Features:

Annual Fees : Free for life

Minimum Salary Requirement AED 5 000

Retail Rate of Interest:3.69% on outstanding amounts after the interest-free period of 55 days (3.33% during the first six months).

Rate on Foreign Currency Transactions 2,79% per month. Only for transactions overseas

Charges for balance transfers: charges a fee of 1.39% on the transferred balance

Purchase Protect:Extended Warranty and Purchase Protection

Travel Benefits:

Airport Lounge Access: No

Travel Medical InsuranceComplimentary Insurance

Airport Pick Up & Drop Off service:No

Leisure and Entertainment – Benefits

Movie Tickets: No

Dining privileges: Enjoy airport eating offers at over 200+ global locations with DragonPass Fly & Dine Programme

Other features:

  • Entertainer is offering exclusive 2-for-1 deals in food, shopping and entertainment along with over 5,000 travel discount coupons.

Read: Compare Credit Cards in Dubai & UAE2025

Documents Required

  • Bank Statements from the account that you use to receive your salary.
  • Your employer’s pay slips or salary certificate.
  • Emirates ID.
  • Copy of Passport and Residence Visa
About the author
Shaikh Zain
Shaikh Zain is the founder and sole author of Khaleej IDs, a blog dedicated to providing reliable insights on Emirates IDs, visas, fines, transport, credit cards, and travel in the UAE. With a passion for simplifying complex processes, Shaikh Zain ensures every article is meticulously researched and tailored to meet the needs of residents and travelers alike. When not writing, Zain enjoys exploring new destinations and staying up-to-date on the latest developments in the UAE to keep the blog’s content accurate and relevant