Mashreq Bank Cashback Credit Card offers at a rate of 3.69%. Free for Life AED 500 Welcome Bonus Cashback Limited Period Welcome Offer AED500 cashback: Minimum AED 4,500 retail purchase required within the first 2 month Unlimited Cashback Benefit: Dine out in UAE to get 5% back on your dining expenses 2% Cashback on International Spending Get 1% Cashback for all other local Spending Cashback 0.33% Govt. Cashback for payments, utilities and charitable donations, as well as fuel, rental or telecom costs.

- Minimum Salary: 5,000AED
- Salary Transfer: No
- Islamic: No
- Cashback: Yes
- Annual Fee: 0
- Rate: 3.69%
Mashreq Bank Cashback Credit Card Benefits
UNLIMITED CASH-BACK
- Enjoy 5% off your dining bill in the UAE
- Enjoy 2% Cashback on All International Purchases
- Other local spendings: 1% Cashback
- You can earn 0.33% on your government spending. Including payments, utility, education, charity and fuel expenditures. Cashback will not be given on Mashreq Online & Mashreq Mobile bill payments.
- Zomato, Netflix & More: Get 20% Cashback on your first 6 months.
- Visa Mena is powered by Entertainer. Offers include 2-1 discounts on shopping, food and entertainment.
- Easy Installment Plan
- AED500 cashback if a credit card customer is new (AED100 if a credit card holder has been using the card for some time)
Fee and Charges
- Interest Rate3.33% per month for the first 6 months. Up to 3.69% p.m. thereafter
- Annual Fee: AED 0
- Cash Advance Fee: 3.15% min AED 210
- Non AED Transaction Fee: 2.79%
Financial Features:
Annual Fees : Free for life
Minimum Salary Requirement AED 5 000
Retail Rate of Interest:3.69% on outstanding amounts after the interest-free period of 55 days (3.33% during the first six months).
Rate on Foreign Currency Transactions 2,79% per month. Only for transactions overseas
Charges for balance transfers: charges a fee of 1.39% on the transferred balance
Purchase Protect:Extended Warranty and Purchase Protection
Travel Benefits:
Airport Lounge Access: No
Travel Medical InsuranceComplimentary Insurance
Airport Pick Up & Drop Off service:No
Leisure and Entertainment – Benefits
Movie Tickets: No
Dining privileges: Enjoy airport eating offers at over 200+ global locations with DragonPass Fly & Dine Programme
Other features:
- Entertainer is offering exclusive 2-for-1 deals in food, shopping and entertainment along with over 5,000 travel discount coupons.
Read: Compare Credit Cards in Dubai & UAE2025
Documents Required
- Bank Statements from the account that you use to receive your salary.
- Your employer’s pay slips or salary certificate.
- Emirates ID.
- Copy of Passport and Residence Visa