Apply for credit cards online with Khaleej IDs. We are the leading Fintech portal in UAE, helping people to save money and time by compare credit cards from UAE’s top Banks and Financial Institutions. You can find the best credit cards for you, whether it’s a card with air miles or a two-for-one entertainment offer. We compare more than 200 cards in order to help you find the best one. There are cards with rewards and cashback, and some even offer free airport lounge access or travel benefits.
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Compare Credit Cards 2025
You are looking for an UAE credit Card. You can choose from a wide range of credit card options offered by the UAE banks. Consider factors like the interest rate, the benefits, your salary, and fees when selecting a credit cards. UAE banks offer a variety of credit cards with amazing features.
So, whether you want to get free rounds of golf or discounts on restaurants or spa treatments, as well as cashback for purchases, we will help you find the card that’s right for you. Let us do all of the hard work to find you the best possible deal! Highlight the features you’d most like on your card using the filter Select the search criteria that’s important to you: Minimum salary requirement, annual fees, rate…
1: Liv – World Credit Card
- Minimum Salary: AED 10,000
- Annual Fee: AED 700
- Rate: 3.09%
- Salary Transfer: No
The following are some examples of
- Cashback up to AED 18,000 per year
- Earn 1 Skywards Miles per AED 1
- Enjoy Free Airport Transfers
- Enjoy free access to airport lounges
- Every month, get free tickets to the Reel Cinema
- Dining & Lifestyle Offers: Buy 1, Get 1 Free
- Cleartrip Flight Bookings: 10% Discount
- Discounts up to 10% on Hotels.com
- No annual fee
- Discounts on dining out
Read: How to Transfer Nol Card Balance
2: First Abu Dhabi Bank (FAB)
- Minimum Salary: AED 5,000
- Annual Fee: AED 0
- Rate: 3.99%
- Non AED Transaction Fee: 2.61
- Cash Advance Fee: 3.15 % AED 157.5
Key Features
- Shop at Namshi.com and get 20% off
- Spend online and get 5 FAB rewards
- Enjoy up to 20% discount at 150 restaurants across the UAE
- Get discounts up to 20% off on attractions and entertainment in the UAE
- Farfetch.com offers up to 10% discount
- Tickets for movies starting at AED 20
- Enjoy 20,000 FAB Rewards Bonuses per month
- Spend online and get 5 FAB rewards
- Spend any amount and earn 1 FAB Reward
- Cleartrip.ae offers a 8% discount
- Enjoy unlimited access to airport lounges worldwide
- Get 10% off on car and truck rental
- Hassle-free travel visa fulfillment
- Purchase protection
- Credit Shield: Stay protected with Credit Shield
3: HSBC Live + Credit Card
- Minimum Salary: AED 5,000
- Annual Fee: AED 314
- Rate: 3.69%
- Non AED Transaction Fee: 2.10%
- Cash Advance Fee: 3.15 % / Min AED105
Key Features
- As a joining bonus, you can earn up to AED 800 in cashback.
- The first year, there is no annual fee. However, it will be waived the second year if you spend a minimum of AED 12,000 in the previous 12 months. This is provided that you have spent a minimum amount of AED 12,000. (Either locally or internationally) in the last 12 months. If you fail to meet the Minimum Spend requirement, a fee of AED 299 will be charged on the 13th calendar month (AED 313.95 including VAT). For complete information, please refer to the most recent Schedule of Services Tariffs on HSBC’s website.
- From 1 March 2025, the Education Cashback will be 0.5% without a cap.
- Zomato Gold members can save up to 50% on dining at more than 4,000 restaurants in the UAE.
- Enjoy discounts in over 400 restaurants across UAE when you use your credit card
- Every month, you can get up to 25% off on food and drinks at cinemas in the UAE.
- Timeout and Golf Access Programme offers over 200 deals on dining, retail, and accommodation in MENA.
- Booking.com offers up to 8% discount on accommodation when you pay with your credit card
- Twelve complimentary visits per year to more than 1,000 airport lounges
- Travel insurance and medical coverage for travel booked using your card
- I Love Dining offers discounts at hundreds of restaurants across the UAE
- Home&Away offers shopping, dining, and entertainment in thousands of outlets around the world
- Offers from partners and hundreds of 0% Flexi Instalment Plans across UAE
- Cardholders are protected against fraudulent or unauthorised use
4: Emirates Islamic Switch Cashback Credit Card
- Minimum Salary: AED 5,000
- Annual Fee: AED 314
- Rate: 3.69%
- Non AED Transaction Fee: 2.34%
- Cash Advance Fee: 3.15 % / AED 131.25
Key Features
- Reward – Get up to 8% Cashback when you spend.
- Lifestyle – 4% Cashback for Supermarkets, Dining & Educational Services with 8% Cashback for Fuel.
- Travel – 4% Cashback on Airlines, Hotels & Dining.
- Every month, you will receive 2 complimentary “Buy One Get One” movie tickets.
- Get 2 free rounds of golf every month.
- Every month, you can enjoy a complimentary valet parking service.
- Dubai Airport offers 2 Bronze Meet & Greet Services.
5: Emirates NBD Lulu 247 Titanium Credit Card
- Minimum Salary: AED 5,000
- Annual Fee: AED 0
- Rate: 3.25%
- Non AED Transaction Fee: 1.99%
- Cash Advance Fee: 3.15 % / Min 103.95
Key Features
- Spend at Lulu online and in stores to earn up to 3.5 Lulu points.
- Lulu offers exclusive privileges and special offers
- Vox Cinemas: Buy one get one free movie tickets
- Enjoy free airport lounge access
- Entertainer App: Buy One Get One Offers
- Purchase protection up to 180 Days from the date of purchase
- Cleartrip.com offers up to 30% off on international round-trip airfares or hotels
6: Citi Simplicity Credit Card
- Minimum Salary: AED 5,000
- Annual Fee: AED 0
- Rate: 3.50%
- Non AED Transaction Fee: 2.99%
- Cash Advance Fee: 3.00 % / Min AED 99
6: FAB Cashback Credit Card
- Minimum Salary: AED 5,000
- Annual Fee: AED 300
- Rate: 3.85%
- Non AED Transaction Fee: 2.49%
- Cash Advance Fee: 3.15 % / Min AED105
Key Features
- MakeMyTrip offers up to 40% discount on bookings
- Enjoy free lounge access at airports worldwide
- Spend more and get 3% back on your travel purchases
- Airport transfers are free
- Global Blue VIP Services
- Enjoy great savings on groceries and get cashback
- Talabat 50% off and 5% Cashback when you dine out
- Costa Coffee offers free coffee
- Tickets for AED 20 will get you to the movies
- Spending and Shopping Cashback
7: Citi Cashback Credit Card
- Minimum Salary: AED 8,000
- Annual Fee: AED 0
- Rate: 3.25%
- Non AED Transaction Fee: 2.99%
- Cash Advance Fee: 3.00 % / Min 99
Key Features
- Spending requirements apply to avoid the annual membership fee (AMF).
- Cashback on every purchase, no minimum spending required
- Spend Non-AED and Get 3%
- Shop for Groceries and Save 2%
- All other Spending – 1%
- No redemption process, no caps and no categories of spending excluded
- MasterCard Travel Pass App: Access to over 1,100 lounges in the world for primary and supplementary cardholders.
8: CBD One Credit Card
- Minimum Salary: AED 5,000
- Annual Fee: AED 0
- Rate: 3.85
- Non AED Transaction Fee: 2.99%
- Cash Advance Fee: 3.00 % / or AED 105
Key Features
- Enjoy double cashback on selected brands up to AED 1000 for the first 60 days after card issue date.
- From the 3rd month, you can enjoy a monthly cashback up to AED500.
- Vox & Reel cinemas offer 50% off your favorite movies.
- CBD Valet Parking offers complimentary parking at select Malls & Airports in Dubai & Abu Dhabi.
- Play golf with friends and family at Trump International Golf Club.
- Enjoy up to eight free visits to the Airport Lounge when you use CBD One Visa Signature.
- Transfer balances to another bank card
- Get Quick Cash if you need cash now.
- Visa offers global benefits
9: Emirates NBD Duo
- Minimum Salary: AED 12,000
- Annual Fee: AED 0
- Rate: 3.49
- Non AED Transaction Fee: 1.99%
- Cash Advance Fee: 3.15 % / AED 104
Key Features
- Charges of 0.99% per month on the outstanding balance
- Cardholders can get up to AED 300,000.00 in death cover
- AED 100 per day for hospitalization
- Job loss protection up to AED 60,000 for 12 months or until you are reemployed
10: Citi Rewards Credit Card
- Minimum Salary: AED 8,000
- Annual Fee: AED 0
- Rate: 3.25%
- Non AED Transaction Fee: 2.99%
- Cash Advance Fee: 3.00 % / Min 99
Key Features
- Spending requirements apply to avoid the annual membership fee (AMF).
- Citi Mobile(r), App allows you to redeem points for travel related spending or cashback with a single click.
- MasterCard Travel Pass App: Access to over 1,100 lounges in the world for primary and supplementary cardholders.
- Careem Airport Transfers: Two rides per year, up to AED 110 each. Use code “MAUAE2”.
- Movies: Get 30% off on 2 movie tickets each month at VOX Cinemas
What is a Visa or MasterCard?
A credit card, which is issued by banks or financial institutions, allows the cardholder access to a certain amount of money that has been pre-approved. In the agreement for a credit card, the cardholder must pay back all borrowed money plus interest and any agreed-upon additional fees in full by the due dates. The introduction of credit cards simplified and streamlined payments. These include discounts on purchases, rewards for shopping, and airline mile that can be used towards flight tickets, among other things.
Card Credit in UAE
Credit cards in UAE are short-term loans for your everyday purchases, with a pre-determined repayment period. They may also include interest and fees. It is a versatile tool that meets a range of requirements and needs. Credit cards in UAE let you make large payments and then pay off the balance in smaller installments. The card offers you cashbacks, discount coupons, reward points and other benefits that will improve your everyday life. Having a credit cards in UAE also provides many other benefits like travel insurance and free access to airport lounges. You can also get instant EMI conversions or instant cash. Al Etihad Credit Bureau in UAE is the main regulator that manages credit card data. The credit bureau provides accurate reports to financial institutions, companies and banks.
Compare Credit Cards in UAE and Dubai
Compare Credit Cards Online before applying for one in Dubai, UAE to make a well-informed decision. Credit Card Finder’s comparing tool provides a concise summary of the key factors to consider before choosing a credit card. You can easily compare credit cards based upon: Interest Rates. Be aware of the rates before applying for a new credit card. Every credit cards has a set financing fee.
Minimum Salary: There is a minimum requirement for each credit card issued in Dubai. In Dubai, the monthly minimum salary is AED5000. Key Benefits – Each credit card offers a range of benefits tailored to its user. Comparisons are necessary to find the best card for your spending.
The Ultimate Platform for Getting the Best Credit Cards
Credit cards come with many benefits to suit different financial and lifestyle requirements. Credit cards are a convenient method of payment that comes with a variety of rewards and benefits depending on which card is selected by the user. Credit cards are mostly used for shopping, traveling or to cover unexpected costs or expenses. Considerations to Keep in Mind When Comparing and Applying for Credit Cards.
Confused while choosing the right credit cards?
We all know that choosing the right credit card can be difficult unless you are aware of how to properly use it. The financial appetite and priorities of each person are different. Rate of interest: When applying for credit cards, the rate of interests is very important. Tip – Choose the card which offers the lowest rate of interest to ensure that it does not affect your financial plans in the future.
Compare Credit Cards and Keep These Things in Mind
Customers are becoming more and more confused with the vast array of cards that banks and other financial institutions offer today. Shopping cards, travel cards and co-branded cards are just a few of the many cards available. Isn’t choosing from such a long list a tedious task? SoulWallet understands the problem of customers and offers a variety of credit cards.
Credit cards offer reward points, discounts, cashbacks, free movie tickets, and more. Choose the best card for you from this exclusive list. Click here to see our top credit cards recommendations Cashback credit cards are the simplest type of card. They offer the greatest benefit to their cardholder.
The user receives a cashback when a transaction is made with a Cashback Credit Card. Cashbacks are generally given as credit on the statement, or according to the bank’s policies. Credit cards with rewards: These cards offer an additional benefit in the form of cashback or discounts, as well as points/rewards.
Credit cards with air miles, travel and airport lounge access are the best cards for frequent travelers. Customers of these cards enjoy the benefits of travel, including attractive discounts on flights and hotel rates, as well as complimentary airport lounge access. As per the amount spent, one can also get Air Miles credit cards and cashback.
Credit cards with no annual fees: Many banks provide credit cards without annual maintenance fee, which allows customers to access their credit card account without having to pay any annual or joining fee. These cards are best for customers who don’t want to pay annual maintenance fees or joining fees.
You must meet certain criteria to apply for a credit card
A monthly salary of at least AED 5000 is required to qualify for a credit cards. Additional KYC documents are also required for verification purposes. Depending on the type and amount of credit card, different banks will have different eligibility requirements. Banks have different criteria for customers who are self-employed. You must be an UAE resident, and carry valid documents: 1) Passport 2) Visa de Résidence 3) Emirates ID Card.
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